Services

Processing credit card transactions consist of the following:

• Capturing of the Transactions
• Authorization of Transactions
• Collection of Funds from card
• Deposit of funds into the merchants' bank
  MasterCard / VISA deposits are transferred within 24 hours.
  American Express / Discover deposits in approx 3-4 business days.
• Reporting of activity (daily, monthly) electronically and via paper

Facts

Processing credit card transactions consist of the following:

• Accepting all major forms of payments from your customers can and will increase your sales and generate more cash flow
• Customers that pay with credit cards generally purchase more per transaction then people who pay with cash or check
• Customers are more inclined to make an initial first purchase when they have the ability to use ANY form of payment
• Apply4Less has several relationships with providers of Check/EFT/ACH services also. So if this is something your business or organization still needs, we can still help you!

Free terminal Program

At Apply4Less we don't believe that establishing or even switching your merchant account should be a costly endeavor. Therefore we have introduced the Max advantage FREE terminal program.

Don't be lured into buying an expensive terminal or be stuck in lengthy leasing nightmare. With your commitment to establish an account we will provide you with a FREE credit card machine equal to, or superior to your existing one, preprogrammed for a no-hassle installation!

Gift Card

Offering a gift card option for your clients is advantageous for many reasons. Our gift card program allows you to order gift cards for your company at Tier 1 pricing reserved for existing customers only. Ask your Apply4Less expert about ordering yours today!

• Increase revenue streams
• Brand your company and its logo
• Collection of Funds from car
• Reuse the card and replenish its value
• Offer a secondary payment method
• Provide a secondary refund alternative
• An additional marketing tool

Gateway

Apply4Less is proud to offer our domestic clients the Authorize.Net Payment Gateway, a secure internet bridge between merchant businesses and the credit card and electronic check payment processing networks. Providing merchants with fast, reliable and secure passage for transaction data via a 128-bit Secure Sockets Layer (SSL) Internet Protocol (IP) connection, Authorize.Net manages the complex routing of payment information to the appropriate credit card processors.

Click here for more information.